My Honest Answer: No, You Don’t Need a Car in NYC.
But… could it make life easier? Yes.
Living in New York without a car is totally possible. In fact, most people get by just fine with public transportation, rideshares, and the occasional rental. But if you’re someone who frequently leaves the city, needs to haul groceries, or has kids in multiple activities, a car can feel like a lifesaver.
So, should you get one? Let’s break it down.
Questions to Ask Before Buying a Car
Before you start browsing for SUVs or signing up for Zipcar, ask yourself:
- Where do you work? Will a car make your commute faster or just add traffic stress?
- Where does your child go to school? Is the subway an easy option?
- What’s your weekend routine? Are you constantly leaving NYC to visit family in suburb areas?
- How do you shop for groceries? Do you order online, or do you prefer bulk shopping?
- Where would you park? Do you have a guaranteed spot, or will you spend hours circling?
- Can you make do with rentals? Would Zipcar, Uber, or a traditional rental be just as convenient?
Your answers will make the decision clearer.
8 Reasons to Own a Car in NYC
@truetalesnyc Ever wonder what it’s like owning a car here? #nyclife #nyclifestyle #nycdrivers #truetalesnyc #newyorker #newyork #talesofthecity ♬ Cars – Gary Numan
If you decide to go for it, here’s why a car could actually be worth it:
1. Grocery Shopping is Easier
Dragging bags on the subway is miserable. With a car, you can hit Costco, Trader Joe’s, or Fairway without breaking a sweat.
Plus, you don’t have to worry about delivery time slots or carrying heavy loads up the stairs.
2. Weekend Getaways Become Simple
If you often visit family in Long Island, Brooklyn, upstate, or New Jersey, having a car makes travel way more convenient.
You’re not restricted by train schedules, last-minute rental availability, or expensive peak-hour fares.
3. No More Subway Commutes
If your job is far from an easy subway line, a car might actually save time.
You can avoid packed trains, service delays, and unpredictable MTA changes that throw off your schedule.
4. Extracurriculars for Kids Get Easier
Tennis, hockey, horseback riding—activities that require gear or long commutes become more manageable.
But you should know that New York has specific regulations about kids and when can they sit in the front seat
5. It Might Actually Save Money
Between rising MTA fares and Uber surcharges, owning a car could be more affordable if you drive regularly.
When factoring in carpooling, grocery runs, and weekend trips, the cost per mile may be lower than you think.
6. Instant Convenience
Need to go somewhere fast? No waiting for trains or rideshares—just hop in and go.
Whether it’s a last-minute doctor’s appointment, a late-night emergency, or a sudden change in plans, a car gives you complete control over your time.
7. An Older Car Can Be Cheaper than Zipcar
If you get a reliable used car, it might cost less than frequent rentals. For families that need a vehicle multiple times a week, a well-maintained older car could end up being a more budget-friendly option.
8. Zipcar Can Be a Hassle
Last-minute bookings are often unavailable, and the stress of returning a Zipcar on time can be frustrating.
If your trip runs longer than expected or you hit unexpected traffic, you could end up paying extra fees or struggling to extend your reservation.
6 Reasons Owning a Car is a Nightmare
Not to be a buzzkill, but here’s why people give up their cars in NYC:
1. Rentals and Rideshares Are Easy
Zipcar, Kyte, and regular rentals work just fine for many families. Plus, you don’t have to deal with maintenance, insurance, or parking stress.
2. Renting Can Be Cheaper
Even if you rent a lot, it might still cost less than owning a car once you factor in insurance, gas, and maintenance.
3. Planning Ahead Saves Money
Booking a rental in advance is often affordable, and budgeting for Uber rides can be cheaper than a car payment.
4. Parking Tickets Add Up
One mistake, and you’re slapped with a $45–$115 fine.
5. Parking is a Huge Hassle
Unless you have a guaranteed spot, be prepared to circle the block for hours.
6. Babies + Parking = Stress
Imagine getting home late with a sleeping baby, only to find there’s nowhere to park.
The Middle Ground: What NYC Families Say
Not everyone is strictly pro- or anti-car. Here’s what some parents have to say:
- “We love our car but also hate it.” The convenience is nice, but costs and parking struggles are real.
- “We rent when we need it.” Many families get by just fine with Zipcar and rentals.
- “We set a rideshare budget instead.” One family committed to a set Uber budget instead of buying a car.
- “Alternate-side parking broke me.” Some car owners eventually give up because of parking stress.
Thinking About Buying? Here’s Some Advice
If you’re set on owning a car in NYC, it’s important to go in with realistic expectations. Your car will take a beating. Dings, scratches, and occasional break-ins are just part of the deal when parking on the street. Investing in glass protection insurance can save you from unexpected expenses if your window gets smashed. Also, choosing a car with fold-in side mirrors is a game-changer—otherwise, expect them to get clipped more often than you’d like.
Parking is another challenge, so having a strategy helps. Moving your car the night before alternate-side parking can save you from the stress of scrambling for a legal spot in the morning. Still, be ready to park farther away than you’d prefer and walk home—sometimes, that’s just the reality.
Final Verdict: Should You Buy a Car?
If your lifestyle demands it, and you can afford the hassle, then go for it.
But if you’re getting by just fine without one? Save your money, sanity, and parking stress.
For me? No car, no stress. But hey, I get why some families choose otherwise
